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June 21, 2020

Fintech 2020

Fintech in Ghana cuts across the business, health, banking and insurance sectors.  The types of active fintech businesses predominantly operate in the areas of finance and retail banking services, investment management, crowdfunding, insurance and payment systems (particularly peer-to-peer lending).

Ghana was first introduced to fintech in 1997 when the then Social Security Bank introduced the Sika Card which allowed holders to engage in cashless transactions.  In 2008, the government launched a national smart payment system known as e-zwich, an interoperable payment system, for use in banks and savings & loans companies for the conduct of cashless transactions.  Ghana has since revolutionised its fintech industry to embrace the use of smartphones and applications in transactions.  There are presently over 11 million active users on mobile payment systems, with banks recording over 80% of their transactions as originating from electronic and digital channels. The Bank of Ghana (BoG), which is the regulator of payment systems, reports that about 71 fintech companies operate in the country.

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June 21, 2020

Chambers Outsourcing 2019 (Q&A): Ghana

Addison Bright Sloane is a full-service premium business law firm based in Ghana with deep industry knowledge across all key industry sectors both in Ghana and the rest of Africa. Our managing partner is a recognised outsourcing expert and led some of the largest outsourcing transactions while practising as a partner in a global law firm in the City of London. Our sourcing and technology lawyers advise on the full range of sourcing transactions including IT out-sourcing, business process outsourcing, cloud computing, nearshore, onshore and offshore outsourcing, litigation, alternative dispute resolution and arbitration. We also advise on sourcing structures such as multi-sourcing, offshoring, co-sourcing and insourcing. Our sourcing clients range from multinationals, including software companies, banks and financial institutions, to governments, to public sector organisations and SMEs.

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